In Jammu and Kashmir there’s a profound impact of the Prime Minister Awas Yojana scheme on the lives of families residing in hilly regions. Prior to receiving assistance under PMAY, these families grappled with the challenges posed by inadequate housing conditions, particularly during harsh winters. The transition from a temporary house to a permanent house not only alleviated their immediate housing concerns but also instilled a sense of security and stability for the future. The narrative unfolds with the collapse of the family’s temporary house, leaving them in dire straits with limited resources. However, the intervention of local officials, notably the Sarpanch, proved to be a turning point. Guided to the Block Development Office , they were introduced to the PMAY scheme, which offered a lifeline in the form of financial assistance for housing construction. The timely disbursement of funds enabled them to swiftly rebuild their home, sparing them from further hardship and uncertainty. The structured approach of PMAY, characterized by phased releases of funds based on construction milestones, ensured that families faced minimal obstacles in completing their homes. From the initial instalment for laying the foundation to subsequent releases upon reaching key stages like installing lanterns and completing the slab, the support provided under PMAY was instrumental in expediting the construction process.Moreover, the integration of complementary government schemes, such as the National Rural Employment Guarantee Act , further augmented the benefits received by beneficiaries. Financial assistance under NREGA complemented the assistance provided by PMAY, reinforcing the government’s commitment to holistic development and poverty alleviation.As the testimonial concludes, the gratitude expressed towards the Prime Minister and the government resonates deeply. The provision of a secure and dignified dwelling not only transformed the physical landscape but also fostered a renewed sense of hope and optimism among families. With improved living conditions and additional space to accommodate their growing family, beneficiaries now look towards the future with newfound confidence and gratitude for the opportunities afforded to them by PMAY. In essence, the PMAY scheme epitomises the government’s commitment to inclusive growth and social justice, ensuring that every citizen, regardless of their socio-economic background or geographic location, has access to safe and affordable housing. Through initiatives like PMAY, the government continues to uphold its promise of building a prosperous and equitable society, one home at a time.