We were not aware of how to earn our livelihood before 2018, said a woman in Jammu & Kashmir. We did small work but it was never enough to support our living. So in 2018 we associated with UMEED. We got loans and started our own small shop catering to ladies requirements and cosmetics. The bank gave us loan and we expanded our business. Ladies’ support is with me and I run a tailoring unit from home and also this shop. My business is running well and my children are also studying. We are thankful to UMEED for giving us this opportunity and all the ladies working here are associated with UMEED and doing something on their own, said a women shop owner in Jammu & Kashmir.