PMAY Scheme Empowers Residents to Build Permanent Homes | Baramulla Citizens Appreciate Govt Support PMAY scheme is good as it has helped people. Baramulla people can have their permanent dwelling and build their own homes with the money sanctioned by the government. The money comes in instalments which is good otherwise there is a chance of it withering away, said a Baramulla resident. The people are grateful to the government for the PMAY scheme.