Doda, Jammu and Kashmir | March 9, 2025 – A wave of optimism is sweeping through the hilly district of Doda in Jammu and Kashmir, thanks to a newly launched scheme by Prime Minister Narendra Modi that promises significant financial relief to beneficiaries. The initiative, which involves bank-provided funds and substantial subsidies, has been hailed as a game-changer by locals, particularly those from economically weaker sections.
One beneficiary from Doda expressed heartfelt gratitude, saying, “PM has launched a nice scheme. After this, we don’t have to spend any money from our pocket, the bank is providing the funds. We are receiving subsidy. We only need to pay Rs 8,500. The scheme is great.” This sentiment underscores the transformative potential of the program, which appears designed to ease financial burdens and empower residents with accessible resources.
While specific details of the scheme remain limited at this stage, early indications suggest it could be tied to sectors like healthcare, housing, or small-scale entrepreneurship—areas where government subsidies and bank financing have historically played a pivotal role in Jammu and Kashmir. The mention of a nominal contribution of Rs 8,500 by beneficiaries hints at a structured model, possibly akin to existing programs like the Pradhan Mantri Awas Yojana or the PM Jan Arogya Yojana, but tailored to local needs in 2025.
The scheme’s emphasis on minimizing out-of-pocket expenses aligns with the central government’s broader push for inclusive development in the Union Territory, especially in remote regions like Doda, where access to resources has often been a challenge.
The timing of the initiative, coinciding with ongoing efforts to bolster infrastructure and livelihoods post the abrogation of Article 370, suggests a strategic focus on uplifting rural and semi-urban communities. Residents of Doda, a district known for its rugged terrain and resilient populace, see this as a step toward greater self-reliance. “It’s a blessing for people like us who struggle to make ends meet,” another local added, reflecting the widespread approval the scheme has garnered.
The people of Doda are celebrating what they see as a direct intervention by the PM to address their needs. With banks stepping in to shoulder the bulk of the financial load and subsidies lightening the burden further, the Rs 8,500 contribution feels like a small price to pay for a brighter future.