In a remarkable journey of grit and ambition, Mudasir Naqshbandi, a young entrepreneur from Baramulla, Jammu and Kashmir, has transformed his vision into a thriving reality with Bake My Cake, a popular local bakery. His success story, shared with honourable Prime Minister Shri Narendra Modi during the 10th anniversary of the Pradhan Mantri Mudra Yojana on April 8, 2025, underscores the transformative power of government-backed financial support through the PM Mudra Yojana and J&K Bank. Mudasir’s rise from a job seeker to a job creator highlights how accessible financing can empower youth and drive economic growth in regions like Jammu and Kashmir. Mudasir’s entrepreneurial dream began in Baramulla, where opportunities for young people are often limited. Passionate about baking, he envisioned Bake My Cake as a business that would not only fulfill his ambitions but also serve his community. However, launching a bakery required capital for equipment, ingredients, and infrastructure—resources that were difficult to secure without collateral. The PM Mudra Yojana, launched in 2015 to provide collateral-free loans to micro-entrepreneurs, became the turning point. Through J&K Bank, Mudasir accessed a loan under the scheme, enabling him to establish and grow his bakery. The impact of this financial support was profound. Bake My Cake quickly gained popularity for its quality and innovation, becoming a household name in Baramulla. More significantly, the business created employment for 42 individuals from remote areas of the district, contributing to the local economy and fostering social upliftment. Mudasir’s adoption of modern technology, with 90% of transactions conducted via UPI, further showcased his forward-thinking approach, earning praise from PM Modi during their interaction in New Delhi. The PM Mudra Yojana has been a game-changer for millions across India, disbursing over ₹33 lakh crore to support small businesses and self-employment. In Jammu and Kashmir, the scheme has empowered youth like Mudasir to overcome financial barriers and pursue entrepreneurship. PM Modi, addressing beneficiaries at the anniversary event, described the initiative as a “silent revolution” that has shifted societal attitudes toward self-reliance. He lauded Mudasir’s story as an example of how the scheme enables young Indians to dream big and create opportunities for others. Mudasir’s interaction with the Prime Minister was a moment of pride for Baramulla. He expressed gratitude for the PM Mudra Yojana and J&K Bank, crediting them for turning his dream into a sustainable enterprise. “I went from seeking a job to providing jobs,” Mudasir said, emphasising the scheme’s role in fostering economic independence. His bakery’s success aligns with the vision of Atmanirbhar Bharat , inspiring other aspiring entrepreneurs in the region to take bold steps. As Bake My Cake continues to thrive, Mudasir Naqshbandi stands as a symbol of resilience and innovation. His journey illustrates the profound impact of accessible financing and government support in unlocking the potential of India’s youth. From a small town in Jammu and Kashmir to a national stage alongside PM Modi, Mudasir’s story is a beacon of hope, proving that with the right opportunities, dreams can indeed become reality.