Empowering Jammu & Kashmir | Residents Applaud Progress as PM Modi’s Schemes Transform Lives Many schemes have come here, very good work is going on in Jammu & Kashmir, said a J&K and all tresident. Schemes like PMAY, free ration, Abha Card, gas cylinders. The work that was left is also being done. Very good work is going on, said residents. PM Modi took the benefits of schemes to crores of citizens at their homes. The Viksit Bharat programme aims to provide bank accounts, developed roads, Ayushman Bharat Card, gas connections through Ujwala yojana, pension scheme to all those people who deserve it. The government has pulled out 13 crore people out of poverty and established a standard of cleanliness.