Empowering Dreams in J&K | The Funding of UMEED Self-Help Groups Unveiled This is how Self Help Groups get funding, explains an UMEED representative. I joined the NRLM UMEED group in 2016. At first I worked as a Community Mobiliser. An SHG gets Rs 15,000 RF. We divide among three sisters so that they can begin their work from Rs 5000. As a community investment fund we get Rs 40,000 which we divide among four sisters to start their business. They get another investment of Rs 2. Thousand which they invest in business. We then associate them with the bank which gives them one lakh rupees.