Srinagar November 28,2025:In a significant move aimed at strengthening its financial position and accelerating long-term expansion, the Board of Directors of Jammu & Kashmir Bank has approved a capital raise of ₹1,250 crore. The decision underscores the bank’s strategy to enhance its capital adequacy, support future growth plans, and improve its capacity to meet regulatory requirements.
According to official sources, the capital infusion will help the bank expand its lending portfolio, invest in digital infrastructure, and bolster its overall balance sheet strength. The move comes at a time when the bank is focusing on widening its footprint, improving service delivery, and meeting the rising credit demands of various sectors across the Union Territory and beyond.
Financial experts believe that the approved capital raise will enhance investor confidence and further stabilise the bank’s financial health. It is also expected to play a crucial role in supporting developmental projects, MSMEs, agriculture, and other priority sectors.
With this decision, J&K Bank continues to reinforce its commitment to sustainable growth and robust banking services for its customers across Jammu & Kashmir and Ladakh.
