Pulwama, July 19, 2025:
In a significant step towards strengthening rural economies and supporting the agricultural sector, J&K Bank organized a comprehensive workshop for Farmer Producer Organizations (FPOs) and Self Help Groups (SHGs) in Pulwama. The initiative aimed to empower local farmer groups by educating them on financial inclusion, credit facilities, and sustainable agricultural practices.
Held at the District Agriculture Complex, the workshop was attended by representatives from FPOs, SHGs, agricultural officers, and J&K Bank officials. The event was part of the bank’s broader strategy to promote inclusive rural development in Jammu and Kashmir.
Key Highlights of the Workshop:
- Awareness Sessions on bank credit schemes, Kisan Credit Card (KCC), and crop insurance.
- Guidance on digital banking services and mobile banking for rural customers.
- Success stories of progressive farmers and SHGs shared to inspire others.
- Interactive Q&A sessions to address ground-level challenges in agri-financing.
Speaking at the event, a senior official from J&K Bank said:
“Farmers are the backbone of our economy. Through such workshops, we aim to connect them with banking services, helping them grow financially and become self-reliant.”
Officials from the Department of Agriculture also lauded the bank’s initiative and assured full support in mobilizing more farmer groups for future programs.
Workshop Objectives:
| Objective | Description |
|---|---|
| Financial Literacy | Educating farmers on credit options, savings, and government schemes |
| Empowerment of SHGs & FPOs | Building confidence in managing finances and expanding agribusinesses |
| Promoting Digital Inclusion | Introducing mobile apps and digital payment tools for ease of transactions |
| Strengthening Bank-Farmer Ties | Building trust and long-term banking relationships with rural communities |
The initiative was well received by participants, who expressed hope that such efforts would improve access to finance and help them scale their agricultural ventures.
